# Overview WLFI Markets is a non-custodial DeFi interface that allows users to supply supported digital assets and access liquidity through third-party protocol collateralized borrowing. All core functionality available through WLFI Markets is **provided by the Dolomite protocol**. WLFI Markets acts as an interface layer that enables users to interact with Dolomite's on-chain lending markets in a clear and compliant manner. WLFI Markets does not custody assets, issue loans, or control protocol behavior. All asset movements, lending logic, collateralization rules, and liquidations are executed by Dolomite smart contracts. *** ## Core principles WLFI Markets is built around the following core principles: * **Provided by Dolomite**\ All supply, borrow, repay, withdraw, and liquidation functionality is executed by Dolomite smart contracts. * **Non-custodial**\ Users retain full control of their assets at all times. * **Transparent**\ All positions and transactions are visible on-chain. * **Collateral-based**\ Liquidity availability is determined by collateral value and protocol-defined parameters. WLFI Markets is designed to provide a transparent, user-controlled interface to decentralized lending infrastructure while clearly distinguishing between the interface layer and the underlying protocol. *** ## Supply Supplying adds supported digital assets into Dolomite's lending markets through WLFI Markets. Supplied assets can be used as collateral to support borrowing activity or can be held to earn potential rewards, subject to Dolomite's rules. {% hint style="info" %} Suppliers earn rewards on their supplied assets based on the current supply rate. Rates vary by asset and adjust dynamically based on utilization. {% endhint %} *** ## Borrow Borrowing creates a position that allows supported assets to be drawn against the value of supplied collateral. The amount that can be borrowed and the conditions under which borrowing is permitted are determined by Dolomite based on protocol-defined parameters such as collateral value and liquidation thresholds. Borrowed assets remain outstanding until repaid and are backed by supplied collateral. {% hint style="warning" %} If collateral values decline or borrow positions increase beyond protocol limits, the position may be liquidated by the protocol. {% endhint %} *** ## Repay Repaying reduces or closes an outstanding borrow position. Repayment decreases the outstanding borrowed balance and improves your collateral ratio. As borrow positions are reduced, collateral requirements are relaxed and liquidation risk decreases. {% hint style="info" %} Until a borrow position is fully repaid, supplied collateral remains subject to protocol requirements and may be partially or fully restricted from withdrawal. {% endhint %} *** ## Withdraw Withdrawing removes previously supplied assets from Dolomite's lending markets back to your wallet. Withdrawals are permitted only when the remaining supplied assets continue to satisfy Dolomite's collateral requirements. Assets that are backing active borrow positions may be partially or fully restricted from withdrawal. {% hint style="info" %} Attempting to withdraw assets in a way that would leave a position undercollateralized will be restricted by the protocol. {% endhint %} *** ## Collateral ratio The collateral ratio represents the relationship between supplied collateral and outstanding borrow positions. This ratio is calculated and enforced by Dolomite smart contracts and is used to determine whether a position satisfies protocol-defined collateral requirements. Changes in asset values or borrow positions directly affect the collateral ratio. * **Collateral Ratio > 1.0**: Your position is safe * **Collateral Ratio = 1.0**: You're at the liquidation threshold * **Collateral Ratio < 1.0**: Your position can be liquidated {% hint style="warning" %} If the collateral ratio falls below protocol thresholds, the position may be subject to liquidation, resulting in loss of collateral. {% endhint %} *** ## Activity The Activity page displays a historical record of on-chain actions related to your position, including supply, borrow, repay, and withdraw transactions. All activity data reflects transactions executed through Dolomite smart contracts and cannot be modified by WLFI Markets. *** ## Supported network WLFI Markets currently operates on Ethereum Mainnet only. Asset availability and functionality depend on Dolomite market support and may change over time. *** ## Security and risk WLFI Markets does not implement lending, borrowing, or risk logic. All financial functionality is provided by the Dolomite protocol. Users should refer to Dolomite's official documentation for detailed information on protocol mechanics, audits, and security practices. [Dolomite Audit & Security](https://docs.dolomite.io/audits-and-security) {% hint style="warning" %} Users are responsible for understanding the risks associated with interacting with decentralized lending protocols before participating. {% endhint %} *** ## Legal and compliance considerations {% hint style="warning" %} WLFI Markets is an interface, not a lending institution. All lending and borrowing functionality is provided by Dolomite. {% endhint %} WLFI Markets does not provide financial advice or guarantees. Access to WLFI Markets may be restricted based on jurisdiction and compliance requirements. *** ## What's next? Now that you understand the basics of WLFI Markets, you can: * [**Supply**](https://docs.worldlibertyfinancial.com/wlfi-markets/how-to-guides/supply) - Learn how to supply assets to earn rewards * [**Borrow**](https://docs.worldlibertyfinancial.com/wlfi-markets/how-to-guides/borrow) - Understand how to borrow against your collateral * [**Withdraw**](https://docs.worldlibertyfinancial.com/wlfi-markets/how-to-guides/withdraw) - Learn how to remove your supplied assets * [**Repay**](https://docs.worldlibertyfinancial.com/wlfi-markets/how-to-guides/repay) - Understand how to pay back borrowed assets *** ## Additional resources * [Concepts](https://docs.worldlibertyfinancial.com/wlfi-markets/concepts) - Deep dive into WLFI Markets concepts * [Markets](https://docs.worldlibertyfinancial.com/wlfi-markets/markets) - View all available markets * [E-Mode](https://docs.worldlibertyfinancial.com/wlfi-markets/e-mode) - Learn about efficiency mode for optimized borrowing * [Dolomite Documentation](https://docs.dolomite.io) - Technical documentation for the underlying protocol --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. 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